GARDEN PLAIN STATE BANK
WICHITA, KANSAS · FDIC Cert #19687
Capital & Safety Analysis
According to FDIC financial data, GARDEN PLAIN STATE BANK holds a Tier 1 capital ratio of 24.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GARDEN PLAIN STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GARDEN PLAIN STATE BANK shows strong financial health indicators. With $149M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GARDEN PLAIN STATE BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 24.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GARDEN PLAIN STATE BANK holds $149M in total assets and $128M in total deposits. It is located in WICHITA, KANSAS (FDIC Certificate #19687).
GARDEN PLAIN STATE BANK has a Tier 1 capital ratio of 24.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.67%.
Yes. GARDEN PLAIN STATE BANK is FDIC-insured (Certificate #19687). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.