FIRST BANK KANSAS
SALINA, KANSAS · FDIC Cert #18431
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK KANSAS holds a Tier 1 capital ratio of 14.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK KANSAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK KANSAS shows strong financial health indicators. With $551M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK KANSAS has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 14.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK KANSAS holds $551M in total assets and $501M in total deposits. It is located in SALINA, KANSAS (FDIC Certificate #18431).
FIRST BANK KANSAS has a Tier 1 capital ratio of 14.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 4.03%.
Yes. FIRST BANK KANSAS is FDIC-insured (Certificate #18431). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.