HOMEWOOD FSB
BALTIMORE, MARYLAND · FDIC Cert #31267
Capital & Safety Analysis
According to FDIC financial data, HOMEWOOD FSB holds a Tier 1 capital ratio of 44.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOMEWOOD FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOMEWOOD FSB shows strong financial health indicators. With $64M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOMEWOOD FSB has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 44.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOMEWOOD FSB holds $64M in total assets and $48M in total deposits. It is located in BALTIMORE, MARYLAND (FDIC Certificate #31267).
HOMEWOOD FSB has a Tier 1 capital ratio of 44.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 0.34%.
Yes. HOMEWOOD FSB is FDIC-insured (Certificate #31267). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.