CATALYST BANK
OPELOUSAS, LOUISIANA · FDIC Cert #29804
Capital & Safety Analysis
According to FDIC financial data, CATALYST BANK holds a Tier 1 capital ratio of 49.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CATALYST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CATALYST BANK shows strong financial health indicators. With $292M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CATALYST BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 49.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CATALYST BANK holds $292M in total assets and $185M in total deposits. It is located in OPELOUSAS, LOUISIANA (FDIC Certificate #29804).
CATALYST BANK has a Tier 1 capital ratio of 49.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.04%, and the return on assets is -3.51%.
Yes. CATALYST BANK is FDIC-insured (Certificate #29804). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.