Updated June 2026 · FDIC Call Report Q2 2024
Banks in Louisiana
93 FDIC-insured banks are chartered in Louisiana, holding $70.5B in combined assets. The state-wide average Bank Health Score is 77/100 (B), built from quarterly FDIC Call Report data on capital, loan quality, liquidity, and profitability.
Louisiana has 93 FDIC-insured banks headquartered in the state, holding $70.5B in total assets. The average BankHealth composite score across Louisiana banks runs 77/100 (average grade B) — favorable territory for a state-level rollup.
The largest bank by total assets in Louisiana is Franklin State Bank&Trust Co. 10 banks are flagged as at-risk under the BankHealth rubric — typically a low share for a state with strong average scores. Each bank below links to its full BankHealth profile — Tier 1 capital ratio, non-performing loan ratio, liquidity ratio, ROA, multi-quarter trend, and the composite grade breakdown. Cross-bank comparisons within the same state are most useful when controlling for size class.
Louisiana's Banking Sector
Louisiana hosts a substantial banking sector — 93 FDIC-insured institutions holding $70.5B in combined assets. The mix ranges from regional commercial banks to small community institutions serving rural communities, with depositor choice typically strong across both urban and rural markets.
Banks in Louisiana post an average Bank Health Score of 77/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.
10 of 93 banks in Louisiana (about 11%) currently land in the at-risk tier on the current Call Report. That count is roughly in line with national norms, and reflects the natural tail of any large cohort rather than a state-specific concentration.
Healthiest Banks in Louisiana
Franklin State Bank&Trust Co
City Bank&Trust Co
First Nb of Louisiana
Community Bank of Louisiana
First National Bank USA
Farmers-Merchants B&T Co
Rayne State Bank&Trust Co
Plaquemine Bank&Trust Co
Red River Bank
Bank of Abbeville&Trust Co
Banks Showing Weakness in Louisiana
Louisiana National Bank
Homeland FSB
Citizens Progressive Bank
Basile State Bank
Caldwell Bank&Trust Co
Hibernia Bank
Crescent Bank
Bank of Louisiana
Beauregard FSB
American Bank
For Louisiana Depositors
FDIC insurance protects deposits at every bank on this page up to $250,000 per depositor, per insured bank, per ownership category — identical coverage regardless of state. The Bank Health Score ranks regulatory cushion across institutions; it is not a guarantee. Confirm your bank's FDIC status and your specific coverage at FDIC.gov before making changes.
Federal regulators — including the OCC for national charters and the FDIC for state-chartered insured banks — oversee the institutions on this page. Quarterly FFIEC Call Reports are public and provide line-item detail behind every metric here.
How These Scores Are Calculated
Every bank on this page earns a Bank Health Score from four FDIC Call Report inputs: Tier 1 capital ratio (35%), NPL ratio inverted (30%), liquidity ratio (25%), and return on assets (10%). The composite is reported as a 0–100 score and an A–F grade. Read the full methodology.
Frequently Asked Questions
How many banks are in Louisiana?
93 FDIC-insured banks are chartered in Louisiana, holding $70.5B in combined assets. Louisiana hosts a substantial banking sector — 93 FDIC-insured institutions holding $70.5B in combined assets. The mix ranges from regional commercial banks to small community institutions serving rural communities, with depositor choice typically strong across both urban and rural markets.
What is the average bank health score in Louisiana?
Banks in Louisiana post an average Bank Health Score of 77/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.
Which banks in Louisiana are showing the most stress?
10 of 93 banks in Louisiana (about 11%) currently land in the at-risk tier on the current Call Report. That count is roughly in line with national norms, and reflects the natural tail of any large cohort rather than a state-specific concentration. See the "Banks Showing Weakness" section above for the specific institutions and their Health Score factors.
Are banks in Louisiana FDIC-insured?
Yes. Every bank on this page is FDIC-insured, which protects deposits up to $250,000 per depositor, per insured bank, per ownership category. FDIC insurance is identical regardless of state. Verify your bank's status and your specific coverage at FDIC.gov, particularly if you hold combined balances above the $250,000 limit.
Where does this data come from?
All bank financials are pulled from the FDIC BankFind API, which sources directly from quarterly Call Reports filed with the FFIEC. Health Scores are computed from a transparent four-factor formula using public Call Report fields. All data is U.S. government public domain.
Sources: FDIC BankFind API ( banks.data.fdic.gov); FFIEC Call Reports ( cdr.ffiec.gov/public); OCC ( occ.gov). Public domain.
Last updated 2026-06-29 · Data covers 93 Louisiana banks. Informational only; not investment advice.