FRANKLIN STATE BANK&TRUST CO
WINNSBORO, LOUISIANA · FDIC Cert #11792
Capital & Safety Analysis
According to FDIC financial data, FRANKLIN STATE BANK&TRUST CO holds a Tier 1 capital ratio of 19.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FRANKLIN STATE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FRANKLIN STATE BANK&TRUST CO shows strong financial health indicators. With $205M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FRANKLIN STATE BANK&TRUST CO has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 19.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FRANKLIN STATE BANK&TRUST CO holds $205M in total assets and $183M in total deposits. It is located in WINNSBORO, LOUISIANA (FDIC Certificate #11792).
FRANKLIN STATE BANK&TRUST CO has a Tier 1 capital ratio of 19.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 2.25%.
Yes. FRANKLIN STATE BANK&TRUST CO is FDIC-insured (Certificate #11792). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.