FIRST NATIONAL BANK USA
BOUTTE, LOUISIANA · FDIC Cert #22046
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK USA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NATIONAL BANK USA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK USA shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK USA has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK USA holds $203M in total assets and $174M in total deposits. It is located in BOUTTE, LOUISIANA (FDIC Certificate #22046).
FIRST NATIONAL BANK USA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 3.98%.
Yes. FIRST NATIONAL BANK USA is FDIC-insured (Certificate #22046). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.