RED RIVER BANK
ALEXANDRIA, LOUISIANA · FDIC Cert #34980
Capital & Safety Analysis
According to FDIC financial data, RED RIVER BANK holds a Tier 1 capital ratio of 16.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RED RIVER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RED RIVER BANK shows strong financial health indicators. With $3.0B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RED RIVER BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RED RIVER BANK holds $3.0B in total assets and $2.7B in total deposits. It is located in ALEXANDRIA, LOUISIANA (FDIC Certificate #34980).
RED RIVER BANK has a Tier 1 capital ratio of 16.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.33%.
Yes. RED RIVER BANK is FDIC-insured (Certificate #34980). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.