PLAQUEMINE BANK&TRUST CO
PLAQUEMINE, LOUISIANA · FDIC Cert #19800
Capital & Safety Analysis
According to FDIC financial data, PLAQUEMINE BANK&TRUST CO holds a Tier 1 capital ratio of 23.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PLAQUEMINE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PLAQUEMINE BANK&TRUST CO shows strong financial health indicators. With $197M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PLAQUEMINE BANK&TRUST CO has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 23.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PLAQUEMINE BANK&TRUST CO holds $197M in total assets and $174M in total deposits. It is located in PLAQUEMINE, LOUISIANA (FDIC Certificate #19800).
PLAQUEMINE BANK&TRUST CO has a Tier 1 capital ratio of 23.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.63%.
Yes. PLAQUEMINE BANK&TRUST CO is FDIC-insured (Certificate #19800). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.