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BankHealth

COMMUNITY BANK OF LOUISIANA

MANSFIELD, LOUISIANA · FDIC Cert #13951

A
Health Score
96/100
$850M
Total Assets
$736M
Total Deposits
19.70%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BANK OF LOUISIANA holds a Tier 1 capital ratio of 19.70%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF LOUISIANA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.05%
Nonperforming Loans
Low — healthy loan portfolio
65.35%
Liquidity Ratio
Strong — can meet withdrawal demands
1.03%
Return on Assets
Profitable — earning well on assets
$736M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BANK OF LOUISIANA shows strong financial health indicators. With $850M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BANK OF LOUISIANA has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 19.70%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BANK OF LOUISIANA holds $850M in total assets and $736M in total deposits. It is located in MANSFIELD, LOUISIANA (FDIC Certificate #13951).

COMMUNITY BANK OF LOUISIANA has a Tier 1 capital ratio of 19.70%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.03%.

Yes. COMMUNITY BANK OF LOUISIANA is FDIC-insured (Certificate #13951). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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