CITY BANK&TRUST CO
NATCHITOCHES, LOUISIANA · FDIC Cert #12608
Capital & Safety Analysis
According to FDIC financial data, CITY BANK&TRUST CO holds a Tier 1 capital ratio of 17.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITY BANK&TRUST CO shows strong financial health indicators. With $335M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITY BANK&TRUST CO has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 17.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITY BANK&TRUST CO holds $335M in total assets and $274M in total deposits. It is located in NATCHITOCHES, LOUISIANA (FDIC Certificate #12608).
CITY BANK&TRUST CO has a Tier 1 capital ratio of 17.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.43%.
Yes. CITY BANK&TRUST CO is FDIC-insured (Certificate #12608). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.