RAYNE STATE BANK&TRUST CO
RAYNE, LOUISIANA · FDIC Cert #16075
Capital & Safety Analysis
According to FDIC financial data, RAYNE STATE BANK&TRUST CO holds a Tier 1 capital ratio of 19.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RAYNE STATE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RAYNE STATE BANK&TRUST CO shows strong financial health indicators. With $496M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RAYNE STATE BANK&TRUST CO has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 19.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RAYNE STATE BANK&TRUST CO holds $496M in total assets and $437M in total deposits. It is located in RAYNE, LOUISIANA (FDIC Certificate #16075).
RAYNE STATE BANK&TRUST CO has a Tier 1 capital ratio of 19.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.59%.
Yes. RAYNE STATE BANK&TRUST CO is FDIC-insured (Certificate #16075). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.