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BankHealth

BANK OF LOUISIANA

NEW ORLEANS, LOUISIANA · FDIC Cert #17878

C
Health Score
55/100
$89M
Total Assets
$78M
Total Deposits
19.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF LOUISIANA holds a Tier 1 capital ratio of 19.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF LOUISIANA has a strong buffer to absorb potential losses.

Key Financial Metrics

4.59%
Nonperforming Loans
High — significant loan problems
20.27%
Liquidity Ratio
Strong — can meet withdrawal demands
0.15%
Return on Assets
Low profitability
$78M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF LOUISIANA shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF LOUISIANA has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 19.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF LOUISIANA holds $89M in total assets and $78M in total deposits. It is located in NEW ORLEANS, LOUISIANA (FDIC Certificate #17878).

BANK OF LOUISIANA has a Tier 1 capital ratio of 19.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.59%, and the return on assets is 0.15%.

Yes. BANK OF LOUISIANA is FDIC-insured (Certificate #17878). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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