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BankHealth

FIRST NB OF LOUISIANA

CROWLEY, LOUISIANA · FDIC Cert #4288

A
Health Score
98/100
$557M
Total Assets
$488M
Total Deposits
17.30%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NB OF LOUISIANA holds a Tier 1 capital ratio of 17.30%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF LOUISIANA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
29.00%
Liquidity Ratio
Strong — can meet withdrawal demands
1.72%
Return on Assets
Profitable — earning well on assets
$488M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF LOUISIANA shows strong financial health indicators. With $557M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF LOUISIANA has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 17.30%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF LOUISIANA holds $557M in total assets and $488M in total deposits. It is located in CROWLEY, LOUISIANA (FDIC Certificate #4288).

FIRST NB OF LOUISIANA has a Tier 1 capital ratio of 17.30%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.72%.

Yes. FIRST NB OF LOUISIANA is FDIC-insured (Certificate #4288). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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