COMMUNITY UNITY BANK
BIRMINGHAM, MICHIGAN · FDIC Cert #59305
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY UNITY BANK holds a Tier 1 capital ratio of 96.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY UNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY UNITY BANK shows strong financial health indicators. With $49M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY UNITY BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 96.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY UNITY BANK holds $49M in total assets and $24M in total deposits. It is located in BIRMINGHAM, MICHIGAN (FDIC Certificate #59305).
COMMUNITY UNITY BANK has a Tier 1 capital ratio of 96.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -5.51%.
Yes. COMMUNITY UNITY BANK is FDIC-insured (Certificate #59305). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.