FARMERS STATE BANK OF EMDEN
EMDEN, ILLINOIS · FDIC Cert #10077
Capital & Safety Analysis
According to FDIC financial data, FARMERS STATE BANK OF EMDEN holds a Tier 1 capital ratio of 55.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STATE BANK OF EMDEN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS STATE BANK OF EMDEN shows strong financial health indicators. With $38M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS STATE BANK OF EMDEN has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 55.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS STATE BANK OF EMDEN holds $38M in total assets and $27M in total deposits. It is located in EMDEN, ILLINOIS (FDIC Certificate #10077).
FARMERS STATE BANK OF EMDEN has a Tier 1 capital ratio of 55.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.30%.
Yes. FARMERS STATE BANK OF EMDEN is FDIC-insured (Certificate #10077). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.