FIRST NB OF LAKE JACKSON
LAKE JACKSON, TEXAS · FDIC Cert #18895
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF LAKE JACKSON holds a Tier 1 capital ratio of 43.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF LAKE JACKSON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF LAKE JACKSON shows strong financial health indicators. With $236M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF LAKE JACKSON has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 43.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF LAKE JACKSON holds $236M in total assets and $207M in total deposits. It is located in LAKE JACKSON, TEXAS (FDIC Certificate #18895).
FIRST NB OF LAKE JACKSON has a Tier 1 capital ratio of 43.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.41%.
Yes. FIRST NB OF LAKE JACKSON is FDIC-insured (Certificate #18895). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.