CHARLES SCHWAB TRUST BANK
WESTLAKE, TEXAS · FDIC Cert #59108
Capital & Safety Analysis
According to FDIC financial data, CHARLES SCHWAB TRUST BANK holds a Tier 1 capital ratio of 92.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHARLES SCHWAB TRUST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CHARLES SCHWAB TRUST BANK shows strong financial health indicators. With $9.5B in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHARLES SCHWAB TRUST BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 92.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHARLES SCHWAB TRUST BANK holds $9.5B in total assets and $8.6B in total deposits. It is located in WESTLAKE, TEXAS (FDIC Certificate #59108).
CHARLES SCHWAB TRUST BANK has a Tier 1 capital ratio of 92.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.23%.
Yes. CHARLES SCHWAB TRUST BANK is FDIC-insured (Certificate #59108). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.