HIGH COUNTRY BANK
SALIDA, COLORADO · FDIC Cert #29783
Capital & Safety Analysis
According to FDIC financial data, HIGH COUNTRY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HIGH COUNTRY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HIGH COUNTRY BANK shows some financial weakness with a Health Score of 39/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HIGH COUNTRY BANK has a Bank Health Score of D (39/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HIGH COUNTRY BANK holds $481M in total assets and $391M in total deposits. It is located in SALIDA, COLORADO (FDIC Certificate #29783).
HIGH COUNTRY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.91%, and the return on assets is 0.73%.
Yes. HIGH COUNTRY BANK is FDIC-insured (Certificate #29783). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.