Safest Banks in Colorado 2026
Colorado has 62 FDIC-insured banks with an average Bank Health Score of 71/100 (B). The safest bank is Alamosa State Bank with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 62 Banks in Colorado
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Alamosa State Bank | Alamosa | A | 100 | 19.91% | 0.00% |
| 2 | Amg National Trust Bank | Boulder | A | 100 | 18.59% | 0.03% |
| 3 | Frontier Bank | Lamar | A | 98 | 18.41% | 0.02% |
| 4 | Evergreen National Bank | Evergreen | A | 97 | 18.29% | 0.21% |
| 5 | First Southwest Bank | Alamosa | A | 95 | 33.97% | 0.00% |
| 6 | Farmers State Bank of Brush | Brush | A | 94 | 31.06% | 0.00% |
| 7 | Bank of Colorado | Fort Collins | A | 94 | 14.38% | 0.02% |
| 8 | Farmers State Bank of Calhan | Calhan | A | 94 | 16.51% | 0.21% |
| 9 | Pikes Peak National Bank | Colorado Springs | A | 91 | 23.41% | 0.00% |
| 10 | Pueblo Bank&Trust Co | Pueblo | A | 89 | 15.36% | 1.38% |
| 11 | Transact Bank National Assn | Denver | A | 89 | 28.35% | 0.00% |
| 12 | First National Bank Cortez | Cortez | A | 89 | 15.18% | 0.68% |
| 13 | Anb Bank | Denver | A | 89 | 13.51% | 0.14% |
| 14 | Alpine Bank | Glenwood Springs | A | 89 | 14.00% | 0.66% |
| 15 | San Luis Valley Federal Bank | Alamosa | A | 89 | 25.56% | 0.31% |
| 16 | Dolores State Bank | Dolores | A | 87 | 20.00% | 0.59% |
| 17 | Integrity Bank&Trust | Monument | A | 85 | 14.52% | 0.38% |
| 18 | Htlf Bank | Denver | A | 85 | 12.74% | 0.87% |
| 19 | Home Loan State Bank | Grand Junction | A | 85 | 12.82% | 0.00% |
| 20 | First American State Bank | Greenwood Villag | A | 84 | 13.22% | 0.00% |
Bank Health Scores for Colorado are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Alamosa State Bank in Alamosa is currently the safest bank in Colorado with a score of 100/100 (Grade A).
Colorado has 62 FDIC-insured banks with a combined $68.7B in total assets. The average Bank Health Score across the state is 71/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).