FIRST AMERICAN STATE BANK
GREENWOOD VILLAG, COLORADO · FDIC Cert #34040
Capital & Safety Analysis
According to FDIC financial data, FIRST AMERICAN STATE BANK holds a Tier 1 capital ratio of 13.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST AMERICAN STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST AMERICAN STATE BANK shows strong financial health indicators. With $288M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST AMERICAN STATE BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST AMERICAN STATE BANK holds $288M in total assets and $195M in total deposits. It is located in GREENWOOD VILLAG, COLORADO (FDIC Certificate #34040).
FIRST AMERICAN STATE BANK has a Tier 1 capital ratio of 13.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.22%.
Yes. FIRST AMERICAN STATE BANK is FDIC-insured (Certificate #34040). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.