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BankHealth

DOLORES STATE BANK

DOLORES, COLORADO · FDIC Cert #17959

A
Health Score
87/100
$407M
Total Assets
$340M
Total Deposits
20.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DOLORES STATE BANK holds a Tier 1 capital ratio of 20.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DOLORES STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.59%
Nonperforming Loans
Low — healthy loan portfolio
20.65%
Liquidity Ratio
Strong — can meet withdrawal demands
2.01%
Return on Assets
Profitable — earning well on assets
$340M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DOLORES STATE BANK shows strong financial health indicators. With $407M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DOLORES STATE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 20.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DOLORES STATE BANK holds $407M in total assets and $340M in total deposits. It is located in DOLORES, COLORADO (FDIC Certificate #17959).

DOLORES STATE BANK has a Tier 1 capital ratio of 20.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.59%, and the return on assets is 2.01%.

Yes. DOLORES STATE BANK is FDIC-insured (Certificate #17959). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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