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BankHealth

FARMERS STATE BANK OF CALHAN

CALHAN, COLORADO · FDIC Cert #1780

A
Health Score
94/100
$402M
Total Assets
$321M
Total Deposits
16.51%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS STATE BANK OF CALHAN holds a Tier 1 capital ratio of 16.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STATE BANK OF CALHAN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.21%
Nonperforming Loans
Low — healthy loan portfolio
49.75%
Liquidity Ratio
Strong — can meet withdrawal demands
0.72%
Return on Assets
Low profitability
$321M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS STATE BANK OF CALHAN shows strong financial health indicators. With $402M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS STATE BANK OF CALHAN has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 16.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS STATE BANK OF CALHAN holds $402M in total assets and $321M in total deposits. It is located in CALHAN, COLORADO (FDIC Certificate #1780).

FARMERS STATE BANK OF CALHAN has a Tier 1 capital ratio of 16.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.72%.

Yes. FARMERS STATE BANK OF CALHAN is FDIC-insured (Certificate #1780). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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