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BankHealth

PUEBLO BANK&TRUST CO

PUEBLO, COLORADO · FDIC Cert #12594

A
Health Score
89/100
$620M
Total Assets
$520M
Total Deposits
15.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PUEBLO BANK&TRUST CO holds a Tier 1 capital ratio of 15.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PUEBLO BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

1.38%
Nonperforming Loans
Moderate — some loan stress
27.51%
Liquidity Ratio
Strong — can meet withdrawal demands
2.29%
Return on Assets
Profitable — earning well on assets
$520M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PUEBLO BANK&TRUST CO shows strong financial health indicators. With $620M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PUEBLO BANK&TRUST CO has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 15.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PUEBLO BANK&TRUST CO holds $620M in total assets and $520M in total deposits. It is located in PUEBLO, COLORADO (FDIC Certificate #12594).

PUEBLO BANK&TRUST CO has a Tier 1 capital ratio of 15.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.38%, and the return on assets is 2.29%.

Yes. PUEBLO BANK&TRUST CO is FDIC-insured (Certificate #12594). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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