HTLF BANK
DENVER, COLORADO · FDIC Cert #58458
Capital & Safety Analysis
According to FDIC financial data, HTLF BANK holds a Tier 1 capital ratio of 12.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HTLF BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HTLF BANK shows strong financial health indicators. With $18.7B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HTLF BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HTLF BANK holds $18.7B in total assets and $15.8B in total deposits. It is located in DENVER, COLORADO (FDIC Certificate #58458).
HTLF BANK has a Tier 1 capital ratio of 12.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.87%, and the return on assets is 1.48%.
Yes. HTLF BANK is FDIC-insured (Certificate #58458). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.