TRANSACT BANK NATIONAL ASSN
DENVER, COLORADO · FDIC Cert #13986
Capital & Safety Analysis
According to FDIC financial data, TRANSACT BANK NATIONAL ASSN holds a Tier 1 capital ratio of 28.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRANSACT BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TRANSACT BANK NATIONAL ASSN shows strong financial health indicators. With $7M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TRANSACT BANK NATIONAL ASSN has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 28.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TRANSACT BANK NATIONAL ASSN holds $7M in total assets and $5M in total deposits. It is located in DENVER, COLORADO (FDIC Certificate #13986).
TRANSACT BANK NATIONAL ASSN has a Tier 1 capital ratio of 28.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -20.79%.
Yes. TRANSACT BANK NATIONAL ASSN is FDIC-insured (Certificate #13986). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.