Skip to main content
BankHealth

FRONTIER BANK

LAMAR, COLORADO · FDIC Cert #14730

A
Health Score
98/100
$416M
Total Assets
$354M
Total Deposits
18.41%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FRONTIER BANK holds a Tier 1 capital ratio of 18.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FRONTIER BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
53.40%
Liquidity Ratio
Strong — can meet withdrawal demands
1.59%
Return on Assets
Profitable — earning well on assets
$354M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FRONTIER BANK shows strong financial health indicators. With $416M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FRONTIER BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 18.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FRONTIER BANK holds $416M in total assets and $354M in total deposits. It is located in LAMAR, COLORADO (FDIC Certificate #14730).

FRONTIER BANK has a Tier 1 capital ratio of 18.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.59%.

Yes. FRONTIER BANK is FDIC-insured (Certificate #14730). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: