SAN LUIS VALLEY FEDERAL BANK
ALAMOSA, COLORADO · FDIC Cert #28208
Capital & Safety Analysis
According to FDIC financial data, SAN LUIS VALLEY FEDERAL BANK holds a Tier 1 capital ratio of 25.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAN LUIS VALLEY FEDERAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SAN LUIS VALLEY FEDERAL BANK shows strong financial health indicators. With $380M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAN LUIS VALLEY FEDERAL BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 25.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAN LUIS VALLEY FEDERAL BANK holds $380M in total assets and $319M in total deposits. It is located in ALAMOSA, COLORADO (FDIC Certificate #28208).
SAN LUIS VALLEY FEDERAL BANK has a Tier 1 capital ratio of 25.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.27%.
Yes. SAN LUIS VALLEY FEDERAL BANK is FDIC-insured (Certificate #28208). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.