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BankHealth

ALPINE BANK

GLENWOOD SPRINGS, COLORADO · FDIC Cert #23091

A
Health Score
89/100
$6.5B
Total Assets
$5.8B
Total Deposits
14.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ALPINE BANK holds a Tier 1 capital ratio of 14.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALPINE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.66%
Nonperforming Loans
Low — healthy loan portfolio
32.87%
Liquidity Ratio
Strong — can meet withdrawal demands
0.95%
Return on Assets
Low profitability
$5.8B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ALPINE BANK shows strong financial health indicators. With $6.5B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ALPINE BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 14.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ALPINE BANK holds $6.5B in total assets and $5.8B in total deposits. It is located in GLENWOOD SPRINGS, COLORADO (FDIC Certificate #23091).

ALPINE BANK has a Tier 1 capital ratio of 14.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 0.95%.

Yes. ALPINE BANK is FDIC-insured (Certificate #23091). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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