HOME LOAN STATE BANK
GRAND JUNCTION, COLORADO · FDIC Cert #90040
Capital & Safety Analysis
According to FDIC financial data, HOME LOAN STATE BANK holds a Tier 1 capital ratio of 12.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME LOAN STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME LOAN STATE BANK shows strong financial health indicators. With $190M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME LOAN STATE BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME LOAN STATE BANK holds $190M in total assets and $175M in total deposits. It is located in GRAND JUNCTION, COLORADO (FDIC Certificate #90040).
HOME LOAN STATE BANK has a Tier 1 capital ratio of 12.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.16%.
Yes. HOME LOAN STATE BANK is FDIC-insured (Certificate #90040). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.