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BankHealth

BANK OF COLORADO

FORT COLLINS, COLORADO · FDIC Cert #16980

A
Health Score
94/100
$7.7B
Total Assets
$6.1B
Total Deposits
14.38%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF COLORADO holds a Tier 1 capital ratio of 14.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF COLORADO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
37.04%
Liquidity Ratio
Strong — can meet withdrawal demands
0.83%
Return on Assets
Low profitability
$6.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF COLORADO shows strong financial health indicators. With $7.7B in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF COLORADO has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 14.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF COLORADO holds $7.7B in total assets and $6.1B in total deposits. It is located in FORT COLLINS, COLORADO (FDIC Certificate #16980).

BANK OF COLORADO has a Tier 1 capital ratio of 14.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.83%.

Yes. BANK OF COLORADO is FDIC-insured (Certificate #16980). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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