FIRST SOUTHWEST BANK
ALAMOSA, COLORADO · FDIC Cert #57741
Capital & Safety Analysis
According to FDIC financial data, FIRST SOUTHWEST BANK holds a Tier 1 capital ratio of 33.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SOUTHWEST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SOUTHWEST BANK shows strong financial health indicators. With $529M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SOUTHWEST BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 33.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SOUTHWEST BANK holds $529M in total assets and $363M in total deposits. It is located in ALAMOSA, COLORADO (FDIC Certificate #57741).
FIRST SOUTHWEST BANK has a Tier 1 capital ratio of 33.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.85%.
Yes. FIRST SOUTHWEST BANK is FDIC-insured (Certificate #57741). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.