FIRST NATIONAL BANK CORTEZ
CORTEZ, COLORADO · FDIC Cert #17872
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK CORTEZ holds a Tier 1 capital ratio of 15.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK CORTEZ has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK CORTEZ shows strong financial health indicators. With $141M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK CORTEZ has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 15.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK CORTEZ holds $141M in total assets and $114M in total deposits. It is located in CORTEZ, COLORADO (FDIC Certificate #17872).
FIRST NATIONAL BANK CORTEZ has a Tier 1 capital ratio of 15.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.68%, and the return on assets is 1.33%.
Yes. FIRST NATIONAL BANK CORTEZ is FDIC-insured (Certificate #17872). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.