EASTERN SAVINGS BANK FSB
HUNT VALLEY, MARYLAND · FDIC Cert #32360
Capital & Safety Analysis
According to FDIC financial data, EASTERN SAVINGS BANK FSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EASTERN SAVINGS BANK FSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
EASTERN SAVINGS BANK FSB shows some financial weakness with a Health Score of 18/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EASTERN SAVINGS BANK FSB has a Bank Health Score of F (18/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EASTERN SAVINGS BANK FSB holds $388M in total assets and $260M in total deposits. It is located in HUNT VALLEY, MARYLAND (FDIC Certificate #32360).
EASTERN SAVINGS BANK FSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 5.11%, and the return on assets is 1.51%.
Yes. EASTERN SAVINGS BANK FSB is FDIC-insured (Certificate #32360). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.