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BankHealth

BANK OF CAMILLA

CAMILLA, GEORGIA · FDIC Cert #17190

D
Health Score
38/100
$177M
Total Assets
$139M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANK OF CAMILLA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF CAMILLA to additional regulatory scrutiny.

Key Financial Metrics

3.93%
Nonperforming Loans
High — significant loan problems
32.48%
Liquidity Ratio
Strong — can meet withdrawal demands
1.19%
Return on Assets
Profitable — earning well on assets
$139M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF CAMILLA shows some financial weakness with a Health Score of 38/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF CAMILLA has a Bank Health Score of D (38/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF CAMILLA holds $177M in total assets and $139M in total deposits. It is located in CAMILLA, GEORGIA (FDIC Certificate #17190).

BANK OF CAMILLA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 3.93%, and the return on assets is 1.19%.

Yes. BANK OF CAMILLA is FDIC-insured (Certificate #17190). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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