FIRST BANK OF CENTRAL OHIO
WORTHINGTON, OHIO · FDIC Cert #59249
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF CENTRAL OHIO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST BANK OF CENTRAL OHIO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF CENTRAL OHIO shows some financial weakness with a Health Score of 35/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF CENTRAL OHIO has a Bank Health Score of D (35/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF CENTRAL OHIO holds $160M in total assets and $132M in total deposits. It is located in WORTHINGTON, OHIO (FDIC Certificate #59249).
FIRST BANK OF CENTRAL OHIO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.51%.
Yes. FIRST BANK OF CENTRAL OHIO is FDIC-insured (Certificate #59249). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.