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BankHealth

JOHN DEERE FINANCIAL FSB

MIDDLETON, WISCONSIN · FDIC Cert #35237

D
Health Score
38/100
$4.3B
Total Assets
$1.5B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, JOHN DEERE FINANCIAL FSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject JOHN DEERE FINANCIAL FSB to additional regulatory scrutiny.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
0.02%
Liquidity Ratio
Low — potential liquidity stress
3.37%
Return on Assets
Profitable — earning well on assets
$1.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

JOHN DEERE FINANCIAL FSB shows some financial weakness with a Health Score of 38/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

JOHN DEERE FINANCIAL FSB has a Bank Health Score of D (38/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

JOHN DEERE FINANCIAL FSB holds $4.3B in total assets and $1.5B in total deposits. It is located in MIDDLETON, WISCONSIN (FDIC Certificate #35237).

JOHN DEERE FINANCIAL FSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 3.37%.

Yes. JOHN DEERE FINANCIAL FSB is FDIC-insured (Certificate #35237). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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