Safest Banks in Wisconsin 2026
Wisconsin has 141 FDIC-insured banks with an average Bank Health Score of 67/100 (B). The safest bank is Thrivent Trust Co with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 141 Banks in Wisconsin
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Thrivent Trust Co | Appleton | A | 100 | 288.00% | 0.00% |
| 2 | Northern State Bank | Ashland | A | 99 | 17.21% | 0.10% |
| 3 | Nekoosa Port Edwards Stb | Nekoosa | A | 99 | 27.25% | 0.00% |
| 4 | Bank of Prairie du Sac | Prairie du Sac | A | 98 | 20.47% | 0.14% |
| 5 | Baraboo State Bank | Baraboo | A | 97 | 19.04% | 0.03% |
| 6 | Bluff View Bank | Galesville | A | 97 | 20.72% | 0.02% |
| 7 | Royal Bank | Elroy | A | 96 | 15.60% | 0.17% |
| 8 | Pineries Bank | Stevens Point | A | 96 | 20.69% | 0.23% |
| 9 | First Nb of River Falls | River Falls | A | 95 | 16.58% | 0.02% |
| 10 | Citizens State Bank of Loyal | Loyal | A | 95 | 14.95% | 0.00% |
| 11 | Dairy State Bank | Rice Lake | A | 94 | 19.48% | 0.08% |
| 12 | Bay Bank | Green Bay | A | 94 | 21.21% | 0.89% |
| 13 | Bank of Cashton | Cashton | A | 93 | 15.15% | 0.00% |
| 14 | Farmers&Merchants Union Bank | Columbus | A | 93 | 18.32% | 0.00% |
| 15 | Cumberland Federal Bank FSB | Cumberland | A | 93 | 17.60% | 0.49% |
| 16 | Peshtigo National Bank | Peshtigo | A | 93 | 15.30% | 0.01% |
| 17 | State Bank Financial | La Crosse | A | 92 | 14.26% | 0.32% |
| 18 | Bonduel State Bank | Bonduel | A | 91 | 21.06% | 0.80% |
| 19 | Chippewa Valley Bank | Hayward | A | 88 | 12.63% | 0.29% |
| 20 | Clare Bank National Assn | Platteville | A | 87 | 29.05% | 0.84% |
Bank Health Scores for Wisconsin are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Thrivent Trust Co in Appleton is currently the safest bank in Wisconsin with a score of 100/100 (Grade A).
Wisconsin has 141 FDIC-insured banks with a combined $144.1B in total assets. The average Bank Health Score across the state is 67/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).