FARMERS&MERCHANTS UNION BANK
COLUMBUS, WISCONSIN · FDIC Cert #14445
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS UNION BANK holds a Tier 1 capital ratio of 18.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS UNION BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS UNION BANK shows strong financial health indicators. With $504M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS UNION BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 18.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS UNION BANK holds $504M in total assets and $393M in total deposits. It is located in COLUMBUS, WISCONSIN (FDIC Certificate #14445).
FARMERS&MERCHANTS UNION BANK has a Tier 1 capital ratio of 18.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.57%.
Yes. FARMERS&MERCHANTS UNION BANK is FDIC-insured (Certificate #14445). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.