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BankHealth

CHIPPEWA VALLEY BANK

HAYWARD, WISCONSIN · FDIC Cert #12322

A
Health Score
88/100
$696M
Total Assets
$517M
Total Deposits
12.63%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CHIPPEWA VALLEY BANK holds a Tier 1 capital ratio of 12.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHIPPEWA VALLEY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
25.92%
Liquidity Ratio
Strong — can meet withdrawal demands
2.62%
Return on Assets
Profitable — earning well on assets
$517M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CHIPPEWA VALLEY BANK shows strong financial health indicators. With $696M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CHIPPEWA VALLEY BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 12.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CHIPPEWA VALLEY BANK holds $696M in total assets and $517M in total deposits. It is located in HAYWARD, WISCONSIN (FDIC Certificate #12322).

CHIPPEWA VALLEY BANK has a Tier 1 capital ratio of 12.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 2.62%.

Yes. CHIPPEWA VALLEY BANK is FDIC-insured (Certificate #12322). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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