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BankHealth

DAIRY STATE BANK

RICE LAKE, WISCONSIN · FDIC Cert #17162

A
Health Score
94/100
$741M
Total Assets
$625M
Total Deposits
19.48%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DAIRY STATE BANK holds a Tier 1 capital ratio of 19.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DAIRY STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.08%
Nonperforming Loans
Low — healthy loan portfolio
51.48%
Liquidity Ratio
Strong — can meet withdrawal demands
0.57%
Return on Assets
Low profitability
$625M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DAIRY STATE BANK shows strong financial health indicators. With $741M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DAIRY STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 19.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DAIRY STATE BANK holds $741M in total assets and $625M in total deposits. It is located in RICE LAKE, WISCONSIN (FDIC Certificate #17162).

DAIRY STATE BANK has a Tier 1 capital ratio of 19.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.57%.

Yes. DAIRY STATE BANK is FDIC-insured (Certificate #17162). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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