BAY BANK
GREEN BAY, WISCONSIN · FDIC Cert #34052
Capital & Safety Analysis
According to FDIC financial data, BAY BANK holds a Tier 1 capital ratio of 21.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BAY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BAY BANK shows strong financial health indicators. With $267M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BAY BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 21.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BAY BANK holds $267M in total assets and $236M in total deposits. It is located in GREEN BAY, WISCONSIN (FDIC Certificate #34052).
BAY BANK has a Tier 1 capital ratio of 21.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 1.90%.
Yes. BAY BANK is FDIC-insured (Certificate #34052). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.