CITIZENS STATE BANK OF LOYAL
LOYAL, WISCONSIN · FDIC Cert #6186
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STATE BANK OF LOYAL holds a Tier 1 capital ratio of 14.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STATE BANK OF LOYAL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STATE BANK OF LOYAL shows strong financial health indicators. With $287M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STATE BANK OF LOYAL has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 14.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STATE BANK OF LOYAL holds $287M in total assets and $229M in total deposits. It is located in LOYAL, WISCONSIN (FDIC Certificate #6186).
CITIZENS STATE BANK OF LOYAL has a Tier 1 capital ratio of 14.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.75%.
Yes. CITIZENS STATE BANK OF LOYAL is FDIC-insured (Certificate #6186). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.