STATE BANK FINANCIAL
LA CROSSE, WISCONSIN · FDIC Cert #10383
Capital & Safety Analysis
According to FDIC financial data, STATE BANK FINANCIAL holds a Tier 1 capital ratio of 14.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK FINANCIAL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK FINANCIAL shows strong financial health indicators. With $449M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK FINANCIAL has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK FINANCIAL holds $449M in total assets and $372M in total deposits. It is located in LA CROSSE, WISCONSIN (FDIC Certificate #10383).
STATE BANK FINANCIAL has a Tier 1 capital ratio of 14.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 0.97%.
Yes. STATE BANK FINANCIAL is FDIC-insured (Certificate #10383). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.