FIRST NB OF RIVER FALLS
RIVER FALLS, WISCONSIN · FDIC Cert #5364
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF RIVER FALLS holds a Tier 1 capital ratio of 16.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF RIVER FALLS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF RIVER FALLS shows strong financial health indicators. With $313M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF RIVER FALLS has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF RIVER FALLS holds $313M in total assets and $283M in total deposits. It is located in RIVER FALLS, WISCONSIN (FDIC Certificate #5364).
FIRST NB OF RIVER FALLS has a Tier 1 capital ratio of 16.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.76%.
Yes. FIRST NB OF RIVER FALLS is FDIC-insured (Certificate #5364). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.