Skip to main content
BankHealth

CUMBERLAND FEDERAL BANK FSB

CUMBERLAND, WISCONSIN · FDIC Cert #29293

A
Health Score
93/100
$270M
Total Assets
$240M
Total Deposits
17.60%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CUMBERLAND FEDERAL BANK FSB holds a Tier 1 capital ratio of 17.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CUMBERLAND FEDERAL BANK FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
50.88%
Liquidity Ratio
Strong — can meet withdrawal demands
1.06%
Return on Assets
Profitable — earning well on assets
$240M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CUMBERLAND FEDERAL BANK FSB shows strong financial health indicators. With $270M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CUMBERLAND FEDERAL BANK FSB has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 17.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CUMBERLAND FEDERAL BANK FSB holds $270M in total assets and $240M in total deposits. It is located in CUMBERLAND, WISCONSIN (FDIC Certificate #29293).

CUMBERLAND FEDERAL BANK FSB has a Tier 1 capital ratio of 17.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 1.06%.

Yes. CUMBERLAND FEDERAL BANK FSB is FDIC-insured (Certificate #29293). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: