PEOPLES CMTY BK SB MONTICELL
MONTICELLO, INDIANA · FDIC Cert #30065
Capital & Safety Analysis
According to FDIC financial data, PEOPLES CMTY BK SB MONTICELL holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES CMTY BK SB MONTICELL to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES CMTY BK SB MONTICELL shows some financial weakness with a Health Score of 31/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES CMTY BK SB MONTICELL has a Bank Health Score of F (31/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES CMTY BK SB MONTICELL holds $40M in total assets and $17M in total deposits. It is located in MONTICELLO, INDIANA (FDIC Certificate #30065).
PEOPLES CMTY BK SB MONTICELL has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 0.50%.
Yes. PEOPLES CMTY BK SB MONTICELL is FDIC-insured (Certificate #30065). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.