MRV BANKS
SAINTE GENEVIEVE, MISSOURI · FDIC Cert #58619
Capital & Safety Analysis
According to FDIC financial data, MRV BANKS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MRV BANKS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MRV BANKS shows some financial weakness with a Health Score of 34/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MRV BANKS has a Bank Health Score of F (34/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MRV BANKS holds $743M in total assets and $626M in total deposits. It is located in SAINTE GENEVIEVE, MISSOURI (FDIC Certificate #58619).
MRV BANKS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.76%, and the return on assets is 2.37%.
Yes. MRV BANKS is FDIC-insured (Certificate #58619). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.