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BankHealth

EQUITABLE BANK SSB

WAUWATOSA, WISCONSIN · FDIC Cert #28614

D
Health Score
35/100
$337M
Total Assets
$307M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, EQUITABLE BANK SSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EQUITABLE BANK SSB to additional regulatory scrutiny.

Key Financial Metrics

0.06%
Nonperforming Loans
Low — healthy loan portfolio
9.86%
Liquidity Ratio
Low — potential liquidity stress
-0.72%
Return on Assets
Negative — losing money
$307M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EQUITABLE BANK SSB shows some financial weakness with a Health Score of 35/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EQUITABLE BANK SSB has a Bank Health Score of D (35/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EQUITABLE BANK SSB holds $337M in total assets and $307M in total deposits. It is located in WAUWATOSA, WISCONSIN (FDIC Certificate #28614).

EQUITABLE BANK SSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.06%, and the return on assets is -0.72%.

Yes. EQUITABLE BANK SSB is FDIC-insured (Certificate #28614). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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