GOLDWATER BANK N A
PHOENIX, ARIZONA · FDIC Cert #58405
Capital & Safety Analysis
According to FDIC financial data, GOLDWATER BANK N A holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GOLDWATER BANK N A to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GOLDWATER BANK N A shows some financial weakness with a Health Score of 20/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GOLDWATER BANK N A has a Bank Health Score of F (20/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GOLDWATER BANK N A holds $441M in total assets and $309M in total deposits. It is located in PHOENIX, ARIZONA (FDIC Certificate #58405).
GOLDWATER BANK N A has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.69%, and the return on assets is 1.00%.
Yes. GOLDWATER BANK N A is FDIC-insured (Certificate #58405). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.